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What We Do
Debt Advisors of America help individuals acoss the U.S. by 1) gathering personal information to determine your financial needs, and 2) matching qualifying individuals to a debt relief program serviced by one of our licensed third-party partners. Our customized evaluations aim to help you find a program that can help you reduce what you owe, avoid having to file for bankruptcy, and finally overcome overwhelming debt.*
You Tell Us About Your Financial Situation
Call us or fill out our online form to receive a free, no obligation consultation
We Find a Debt Relief Program That is Tailored For You
We match you to a program that meets your specific needs
Do I Qualify?
You have over $10,000 in debtThis is the baseline for a third-party partner to negotiate on your behalf; it gives them greater leverage and a better chance at settling debts with your creditors.
You have unsecured debtOur third-party partners only work with unsecured debts, which are debts that do not have collateral attached to them. Credit cards, medical bills and payday loans are all examples of unsecured debt. Debts like student loans and those that do have collateral attached to them like mortgages and car loans are not eligible for debt settlement.
You are able to make monthly paymentsThe programs we recommend to you involve making deposits of an agreed upon amount into a dedicated account every month - consistent monthly deposits are crucial to your overall success.
1. Free Consultation
Take a few minutes to talk with our team. Ask questions. Learn about us. Have a certified debt consultant explain debt relief programs. Together, we can discuss whether referral for a debt relief program works for you.
2. Consider Your Options
If you are qualified, our team provides you with an estimate of how much you can save by enrolling into a debt relief program. Once you decide to move forward, we help you find a program tailored to meet your needs.
3. Get To Work
Our licensed third-party partners have decades of experience negotiating with creditors. Once you are enrolled in your program, they put that experience to work for you, all with the goal of obtaining the best possible resolutions from your creditors.*
Here's How You Would Benefit
| Monthly Payment | Total Repayment | Debt Free In | Interest Rate | 1-On-1 Expert Help | |
|---|---|---|---|---|---|
 | $408 | $18,750 | 46 months | 0% | |
| Consolidation Loan | $676 | $40,580 | 60 months | 21% | |
| Making Only Minimum Payments | $729 | $72,262 | 230 months | 23% |
* The minimum payment example is based on a credit card for individuals with fair credit, having an interest rate of 23% (rounded up to the nearest percentage point) and assumes a payment of 3% of the balance. Please note that, assuming the principal balance does not increase due to additional charges, fees, and interest, the required minimum monthly payment will decrease over time as additional minimum monthly payments are made and reduce the total balance.
Our goals are to help you resolve your unsecured debts as quickly as possible and to get you into a program with one of our licensed partners to negotiate settlements for less than what you owe Start Reducing Your PaymentsWe've helped our previous referrals achieve major savings